GPF Balance Check BD: Government employees have to check their GPF balance every year after the month of July. Government employees are required to deposit a certain amount of basic salary in the GPF fund every month.
Many among us don’t know how to check GPF balance check. As a result, you have to depend on others. You can easily check your provident fund balance or GPF balance through your mobile or computer. Today, I will show you how to see your GPF balance quickly with your smart mobile or laptop.
জিপিএফ মুনাফা এখন সর্বোচ্চ ১৫ লক্ষ টাকা পর্যন্ত ১৩% মুনাফা যেখানে সঞ্চয়পত্র ১১.৫২% এবং ব্যাংক এফডিআর ৫-৬% মুনাফা প্রদান করছে
What is GPF?
GPF is the Government Employees Provident Fund Scheme. In this system, government officials deposit a portion of their salary in a provident fund, which is paid out in a lump sum after retirement during their working life. All government employees are required to create a personal GPF account in the district-upazila accounting office.
Some part of the monthly salary should also be deposited in the said account, which is automatically deducted from the salary of the employees. At the end of the year, the original balance is credited to the said GPF account with a profit of 13%. Every year you had to go to the Upazila treasury accounting office to see how much money had been balance in the GPF account or GPF.
যারা সরকারি চাকুরী করেন তাদের প্রতি বছর জুলাই মাসের পর জিপিএফ ব্যালেন্স চেক করতে হয়। সরকারি কর্মচারীদের প্রতি মাসে বেসিক বেতনের একটি নির্দিষ্ট পরিমাণ টাকা GPF ফান্ডে জমা রাখতে হয়। এটির পরিমাণ সর্বনিম্ন বেসিক বেতনের ৫% এবং সর্বোচ্চ ২৫% । আপনি চাইলে সর্বনিম্ন ৫% এবং সর্বোচ্চ বেসিক বেতনের ২৫% রাখতে পারবেন।
জমাকৃত জিপিএফ ফান্ডের লাভের হার সর্বোচ্চ ১৩% দিয়ে থাকে। GPF এর হিসাব দেখার/জিপিএফ ব্যালেন্স চেক এর জন্য পূর্বে আমাদের উপজেলা হিসাবরক্ষণ অফিসে যেতে হতো। বর্তমানে আপনার হাতে থাকা স্মার্ট মোবাইল দিয়ে পৃথিবীর যেকোন প্রান্ত থেকে অনায়াসে/অল্প সময়ে আপনি আপনার জিপিএফ ব্যালেন্স দেখতে পারেন।
GPF Balance Check Code:
Online GPF Balance Check Code is not published yet, to check GPF balance you need to visit www.cafopfm.gov.bd official website, after entering that website click on “GPF Information”. Then submit with your voter ID card and mobile number and you will get an OTP code. Then you can confirm your account verification with that code and check your GPF account.
What do You Need to Check GPF Balance?
EFT was first introduced by Bangladesh government for disbursement of salary and other benefits to government employees of Bangladesh and later GPF account was brought under Pension and Fund Management Branch. At present, Employees’ Pension and Fund Management wing is also maintained and regulated as GPF Fund.
After reading this post on GPF Balance Check, if you face any kind of problem to understand or check your GPF BALANCE, don’t comment or you can understand the details through our WhatsApp message.
Since you can easily check gpf balance online, you will need some documents which will help you to check gpf balance. Documents without which you cannot check gpf balance are NID/ Smart NID, Pay Fixation, Mobile Number used and a device and internet connection.
Essential Tips to Check GPF Balance:
Here is a few tips to check your gpf balance. These are below:
- Check your GPF balance regularly. This will let you know how much money you have accumulated for your retirement life and resolve any issues related to your GPF account quickly.
- Use the right way to check your GPF balance. The easiest way to check GPF balance is through online or mobile app.
- Provide your voter ID number and phone number correctly. You will not be able to check your GPF balance if you provide incorrect information.
How to calculate GPF balance?
Enter your opening balance or your balance at the beginning of the year to calculate the GPF fund balance. Then enter the monthly subscription amount and if there is any advance withdrawal, enter it. Finally by clicking on Result you can see your GPF calculation.
GPF Balance Check BD Via Online:
Follow the steps below to check GPF balance:
- First visit this website https://www.cafopfm.gov.bd/
- Now click on Click Here button under writing GPF Information.
- Then, enter NID or smart card number
- and mobile number (Which is used for EFT in Ibas++) and click on submit button.
- Enter the code sent to the mobile number for verification.
- You will get an OTP or Passcode to your registered mobile
- Enter 4 Digit OTP Like 5768
- Enter OTP and Click Submit
- You will see your GPF balance after submission. Also, you can see Financial Year, Subscribers Name, Account No, NID and more information.
- Select Fiscal Year (it will be past Financial year) and Click Go
- You got your GPF statement
- done
GPF Balance Check on Mobile app
If you want you can also check GPF balance with GPF Mobile App. This app is available to download on the App Store or Google Play Store. After downloading the app, register with your voter ID number and phone number by clicking on the Register option. Once the registration is complete, click on the Login option and login with your voter ID number and phone number. After logging in, click on GPF Balance option to view your GPF balance.
Benefits to check GPF balance
Checking GPF balance can bring many benefits to you. You will know how much money is saved for your retirement life. Any issues related to your GPF account can be resolved quickly. Know the interest rate and other details of your GPF account.
GPF Calculator
With the help of the GPF Calculator, you will be able to know the year-end balance by inputting the opening balance and monthly contribution.
To calculate GPF balance visit – GPF Calculator
FAQs about GPF balance
অনলাইনে জিপিএফ কখন থেকে শুরু হয়?
বাংলাদেশের সরকারি চাকরীজীবি লোকদের বেতন ও অন্যান্য সুবিধা বন্টনের জন্য বাংলাদেশ সরকার ইএফটি প্রথমে চালু করে পরবর্তী সময়ে জিপিএফ হিসাবটি পেনশন ও ফান্ড ম্যানেজমেন্টের শাখায় আনা হয়। বর্তমানে চাকরিজীবীদের পেনশন ও ফান্ড ম্যানেজমেন্ট শাখাটিও জিপিএফ ফান্ডের হিসাবে সংরক্ষণ এবং নিয়ন্ত্রিত হয়ে থাকে।
প্রশ্ন: এজি অফিসে গিয়ে চেক করা যায় না?
উত্তর: হ্যাঁ। চেক করা যায়।
প্রশ্ন: নিজ অফিস থেকে জিপিএফ চেক করা যায় না?
উত্তর: হ্যাঁ যায়।
What information do I need to check my GPF balance online?
You may need your GPF account number and a password or PIN provided by your organization to access the online portal.
Can I check my GPF balance through SMS?
Yes, some organizations offer SMS services for GPF balance inquiry. You typically need to send a specific text message with your GPF account number to a designated number to receive your balance information via SMS.
Is there a fee for checking GPF balance?
Generally, there’s no fee associated with checking your GPF balance. However, confirm with your organization or the service provider if there are any charges for using specific methods like SMS inquiry.
How often should I check my GPF balance?
It’s a good practice to check your GPF balance periodically to stay updated on your retirement savings and ensure the accuracy of transactions.
What should I do if I notice discrepancies in my GPF balance?
If you observe any discrepancies or irregularities in your GPF balance, promptly report it to the relevant department or authority for rectification.
Can I nominate someone to receive my GPF benefits in case of my demise?
Yes, you can nominate a family member or beneficiary to receive your GPF benefits in the event of your demise. Ensure to keep your nomination updated as per the guidelines provided by your organization.
Is GPF the only retirement savings scheme available for government employees in Bangladesh?
No, apart from GPF, there might be other retirement savings schemes or pension plans available for government employees in Bangladesh, depending on the regulations and policies of the respective organizations or government bodies.
Conclusion
We all know that GPF is a profitable investment so everyone should check your GPF balance every month. Many times due to technical issues and official reasons, if your GPF balance or subscription is not credited, then you will regret later.