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What is the matter of SWIFT code?
A SWIFT code is a set of 8 or 11 digits that represent a bank branch. You need to use it when you send money internationally.
What is a SWIFT or BIC code?
A SWIFT code, sometimes called a BIC number, is a standard format specification for Business Identifier Codes (BIC). Although it is used by all global banks and financial institutions to identify themselves globally. Who is it saying or where are they? Some kind of international bank code or ID
These codes are used when transferring money between banks, especially for international wire transfers or SEPA payments. These codes are also used when banks exchange messages with each other.
Will one SWIFT code be useful for all branches?
Every bank has a SWIFT code for each branch, you can usually use this code for the bank’s head office office.
SWIFT Code Details of First Bank:
- FBOL– These characters are bank codes.
- US – This is the country code.
- 6L – Location code for this type of text.
- XXX– This is the branch code.
Basically this SWIFT code is applicable for first banks.
SWIFT Code Details Description:
A SWIFT or BIC subject is an 8 to 11 character code that identifies your country, city, bank and branch.
- Bank Code A-Z: It is expressed by 4 letters representing the bank. Although it usually looks like a shortened version of that bank’s name.
- Country Code A-Z: The country the bank represents is expressed through 2 letters.
- Position code 0-9 A-Z: 2 characters consisting of letters or numbers. It states where the head office of this bank is.
- Branch Code 0-9 A-Z: Three digits that identify a certain branch. It also represents the head office of ‘XXX’ Bank.
Compare the prices for sending money abroad:
Banks or other transfer services have a little dirty secret where they add a hidden markup into their exchange rates. They charge you more without your knowledge as a customer. Also if they have any fees they will charge you twice as much.
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